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Kotak 811 savings account

4.3/5 from 2 reviews

About Kotak 811 savings account

Kotak Mahindra Group is one of the leading financial services company in India.

Debit Card

  • Card is no more plastic with Kotak 811
  • Get a virtual card and shrunk to fit in your mobile.
  • Pay bills faster with just few taps.
  • Just scan and pay for your shopping, groceries, home deliveries and more.

Interest Rate

4 %

Minimum Balance

0

Acc. Opening Charges

0

Debit Card Fee

INR 199

Fee And Charges Kotak 811 savings account

Savings Fee TypeCharges
Minimum Balance0
Acc. Opening Charges0

Offers & Discounts

  • Get instant 10% discount on spending INR 6,000-INR 10,000 every Sunday at Pepperfry using Kotak Mahindra Cards
  • Flat 25% discount on All EAT Anytime products
  • Enjoy 60% discount up to INR 2,000 at Coolwinks.com
Customer Care Number
Contact Number: 1860 266 0811 (Monday to Saturday between 9:30 am to 6:30 pm)

FAQ

Following are the features of Kotak 811:Interest rate: Earn up to 6%* interest p.a. on your savings account balanceNo Minimum Balance: Enjoy banking with no balance commitmentVirtual Debit Card: Shop online with ease using your virtual debit cardFree funds transfer: Transfer funds online for free using NEFT or IMPS or RTGSPhysical Debit card: Request a physical card through Net-banking or Mobile Banking App and get it for Rs.199+applicable GST per annum
Yes, you can open 811 lite account by providing your PAN and few other details.
Yes. Adding a nominee to your account is an essential step. In case of an unfortunate event like an accident or untimely death,the funds in your account will be transferred to your nominee quickly and easily.
Kotak 811 does not charge you any minimum balance fees, you get a virtual debit card for free and you won't be charged for any fund transfers via net banking or the app. To avail a physical debit card or a cheque book there may be additional charges.
Kotak 811 brings you a Virtual Debit Card inside your Mobile Banking App. You can use it to shop online, pay bills, recharge or use ‘Scan & Pay’ at merchant outlets. 811 virtual Debit Card is given to customers who have verified their details using Aadhaar OTP.

Its Interface is good & can be easily accessible. I used to do transfer money to any account very easy and quick. There are so many features, Kotak Mahindra mobile banking also I used daily payments for Electricity bill , Shopping, mobile bill payme

Jaipur

Shristi Kushwa (Reviewed)

“ Good”

Its Interface is good & can be easily accessible. I used to do transfer money to any account very easy and quick. There are so many features, Ko Read More...

Published 31 Mar, 2020

I am using Kotak 811 banking since last 8 months. They provide most of the services with zero balance account opening and most of it's services are free easy to use app.

Indore

Mahesh Gound (Reviewed)

“ Very Good”

I am using Kotak 811 banking since last 8 months. They provide most of the services with zero balance account opening and most of it's services a Read More...

Published 21 Mar, 2020

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Interest Rate - 4 %

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